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Facing foreclosure in Ventura County?
If you're behind on payments, you may have more options than you think. Selling before the foreclosure sale is one of them.
- ✓ Free and no obligation
- ✓ Sell as-is: no repairs or cleaning required by most buyers
- ✓ You choose the closing timeline
Request a no-obligation cash offer
Free, no obligation. A local buyer may follow up to learn more about your property.
Understand your options
Most California home loans use deeds of trust, which usually means non-judicial foreclosure. The process typically starts with a Notice of Default, followed by a Notice of Trustee's Sale. The timeline varies, so check the dates on your notices.
Options can include a loan modification, repayment plan, forbearance, refinancing, a short sale, or selling the house yourself before the sale date. Selling may let you pay off the loan and keep any remaining equity.
Free help is available
- Call your loan servicer and ask about loss-mitigation options.
- Talk to a HUD-approved housing counselor (free). Find one at consumerfinance.gov or by calling 800-569-4287.
- Consider speaking with a California real estate or bankruptcy attorney.
Beware of foreclosure rescue scams. California law restricts upfront fees for loan modification help. Never sign over your deed or pay someone to "save" your home without independent advice.
Common questions
Can I still sell if I received a Notice of Default?
Often yes, as long as the sale closes before the trustee's sale. Talk to your servicer and an advisor about timing.
Will selling stop the foreclosure?
If the loan is paid off at closing, the foreclosure ends. Coordinate dates carefully with the buyer, escrow, and your lender.
Are you the company that buys my house?
No. Sell My House 911 is a free referral service. We pass your request to an independent local real estate investor or cash buyer, who may contact you and decide whether to make an offer.
Am I obligated to accept an offer?
No. Requesting an offer is free and there is no obligation. You can compare it with other buyers or with listing through a licensed real estate agent.
Will a cash offer be full market value?
Usually not. Investors typically pay less than full retail value in exchange for buying as-is, covering costs, and closing on your schedule. If getting the highest price matters most, also talk to a licensed agent about listing.
Related pages
How it works
Step by step, from request to closing.
Inherited house
Probate, trust, or a house you don't want to keep.
Divorce
Selling a shared home during or after divorce.
Needs repairs
Foundation, roof, fire, or just dated.
Tenants / rentals
Selling a rental with tenants in place.
Ventura
Midtown, Pierpont, East Ventura, Montalvo, and the Westside
Oxnard
Downtown, the Colonia, Riverpark, Oxnard Shores, and Channel Islands Harbor
Camarillo
Mission Oaks, Spanish Hills, Leisure Village, and Old Town
Thousand Oaks
Newbury Park, Westlake Village, Lynn Ranch, and the Conejo Valley
Simi Valley
Wood Ranch, Big Sky, Santa Susana, and central Simi
Santa Paula
Downtown, the east side, and the surrounding citrus country
Fillmore
Fillmore and the Santa Clara River Valley
Moorpark
Moorpark
Newbury Park
Newbury Park in Thousand Oaks
Ojai
Ojai and the Ojai Valley
Port Hueneme
Port Hueneme and the coast next to Oxnard
Westlake (Thousand Oaks)
Westlake on the Thousand Oaks side